Your home loan borrowing capacity can vary significantly amongst various lenders. This is due to the fact that each lender calculates your borrowing capacity using completely different methods. So if a particular lender says they won't lend you the amount you require there is a good chance that another lender may say otherwise. We use sophisticated computer software that will give you an indication of how much each of the 31 lenders on our panel will lend to you immediately.

As an example consider a family with two incomes of $40,000 pa and $30,000 pa, a credit card with $3,000 limit and one medium sized car.
The amounts offered by the over twenty lenders surveyed varied from $196,000 to $453,952 with an average of $358,074.

Seeing this you may wonder why we use the lenders who responded at the low range of these values. The answer is simple, every lender offers different features, and not every one has the same requirements or circumstances

By having such a wide range of lenders we can offer the loan that suits you best.

If you would like to find out how much you can borrow feel free to contact us, arrange a free appointment or fill our the form below and we will contact you withing 24 hours with an accurate indication of your home loan borrowing capacity.

Title First Name Surname
Your Name

Street Address Suburb
Your Address
Post Code State

Contact Details Home Ph Work Ph
Mobile Fax
e-mail
Best time to contact you

Application information Number of applicants
Number of motor vehicles in household
Number of dependants
Ages of dependents (e.g. 3,5,7)

 Income

 Applicant 1 Applicant 2 Applicant 3
Annual gross salary income
 $ $ $
Average net profit for past 2 years (self employed only)
 $ $ $
Centrelink income (excluding newstart and Austudy)
 $ $ $
Annual rental incomees received (and that you expect to receive as a result of this loan)
 $ $ $

Liabilites (only include liabilities that will continue durring your loan)
Property loans
 $ per month
Car loans
 $ per month
Personal loans
 $ per month
Rental expense to continue
 $ per month
Other liabilities (e.g. Child maintenance)
 $ per month
What  is the total limit of all credit cards?
 $
What  is the total limit of all store cards?
 $